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Recommendations before going out to find the car of your dreams

At some point in our life we ​​have faced the dilemma of acquiring a new or used car, whether it is the unforgettable acquisition of our first vehicle, which for young people, represents a great step in life, or for replace the one we already have, since it is already in the last miles of life.Here are recommendations before going out to find the car of your dreams. Click here to read articles on Auto.

Financing vs. savings

Suppose you are thinking of obtaining financing to acquire a vehicle and that your payments will be $ 400.00 per month. Let’s say the car you are about to replace is valued at $ 1,500.00 dollars. If you set aside those $ 400.00 dollars and pay yourself, instead of sending them to the agency, you will soon have $ 4,000 USD to pay in cash for a vehicle (in just 10 months).Visit this site to read articles on Auto.

When you sell the previous one you will have $ 1,500 USD in the bank. If you continue to save $ 400.00 for another 10 months, you will have $ 5,500 USD. Repeat this process for 10 more months and you will have $ 10,000 USD to buy another car in cash and it will only have been 30 months since you started saving. What would make sense now to buy a new vehicle and watch how its value drops at the speed of light?

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Our perspective on money changes radically when we have cash in hand. It is easier for us to make a bad financial decision when it comes to getting something through credit. When it comes to investing the fruit of our savings, we are much more cautious and intelligent in the purchases we make.

Find out first

Before buying a vehicle, be sure to research its value in the market, especially if you are considering buying it from an agency. Surely there is an equivalent in your country. Remember that knowledge is power! Do not make the mistake ofmaking the purchase of a new of used car for your family life without having done a good research.

Flee from temptation

Vehicle sellers are great experts, not only in making you fall in love with a new car but in having you sign for a loan for which you will literally pay a high price for many years of your life. Always keep in mind that, unless you are a millionaire, you cannot absorb the cost, or the impact of the depreciation of a new vehicle. It is a luxury for which it is simply not worth paying the price!

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